Buying your next home
When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications and help you through the myriad of details involved in the actual purchase.
I am always familiar with the current homes on the market and I know neighbourhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home; to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? Next, list what kind of home you'd like and where you'd like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighbourhood); community (north, south, east, or west side); neighbourhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Mortgage Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage broker or bank. This can be done over the phone or even online.
As a local REALTOR®, I can refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring mortgage approval with competitive mortgage rates.
I'll Find the Right home for you
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS®) Multiple Listing Service system to locate them.
I have the best possible resources and communication systems available to help you locate the homes on the market that match your criteria. You can even search my listings here at my website.
I'll help you every step of the way
I will council and assist you in satisfying your financing and home inspection conditions along with any other offer conditons you choose to incude in your offer; all to ensure a smooth real estate transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and SUCCESSFUL.
If you're looking to buy a property in Okotoks, Calgary or surrounding communities of the Foothills, feel free to contact me to discuss your home buying options.